Enrollment in the State-paid Basic Life Insurance Program is automatic. Upon submission of appointment information from an employee's PAR document into the State Controller's Office (SCO) payroll system, a deduction for this benefit will be established. If the PAR transaction is processed by the th of the month, the enrollment will be effective on the st of the following month.
In the case of an eligible employee's death prior to the PAR transaction being processed, the actual appointment date is the effective date of coverage. The employee must have been actively at work on the effective date.
Once the deduction code is established, the carrier will mail a packet of information to each newly enrolled employee. Each packet will contain a certificate of coverage, current policy, a supplemental life pamphlet, and an application for supplemental life coverage.
If employees do not want this State-paid benefit, the employee must complete a Life Insurance Enrollment Authorization phone number library Standard Form to cancel the basic life insurance. The form must subsequently be submitted through the departmental personnel office to the SCO, Miscellaneous Deductions Unit.
Supplemental Coverage
Employees enrolled in the employer provided group life insurance may apply for supplemental coverage at any time in increments of $, to a maximum of $, or four times their annual salary, whichever is less. Monthly premiums are based on an employee's age and are adjusted annually on January of each contract year. Dependent coverage for an employee's spouse or registered domestic partner and dependent children is also available to employees who are enrolled in supplemental life. The monthly premium for this dependent coverage is $ for employees under age and $ if age and older. A spouse or registered domestic partner and each eligible dependent (six months to age ) will be insured for the amount of $, Eligible dependent children from birth to age six months will be insured for the amount of $
Employees interested in purchasing supplemental coverage should contact MetLife for an informational brochure and an Application for Group Supplemental Life and AD&D Benefits.
The completed and signed application must be returned to MetLife for processing.
If MetLife approves the employee's request for supplemental coverage, the premium information will be forwarded to the SCO. Premiums for supplemental life insurance will be made through automatic payroll deduction. The premium will be reflected on the warrant register as deduction code - and on the employee's payroll stub as an employee contribution titled Metro Life.
Supplemental life insurance coverage begins on the st day of the month immediately following the month in which the first deduction was made, provided the employee was actively at work on the effective date. Otherwise, it will be effective on the date the employee returns to work.
Employees may cancel their supplemental coverage by submitting a written request to MetLife Insurance Company, Market Street, Suite , San Francisco, CA , Attention: State of California Administration (Policy No. ). The request must include the employee's name, social security number, and the deduction code - Once MetLife has processed the request, a form will be sent to the SCO authorizing cancellation of the monthly premium deduction. If the form is received by the SCO by the th of the month, the cancellation will be effective the first of the following month.
